| Investment Objective The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. |
|
| Inception Date |
23rd April, 1997 |
| Fund Manager |
Mr. Amandeep S. Chopra (B.Sc., MBA [FMS Delhi]) Mr. Amit Sharma (B.Com, CA, FRM) |
| Fund AUM |
Fund Size Monthly Average : 9564.39 Crore Closing AUM : 9336.36 Crore |
| High/Low NAV in the month |
High Growth Option : 2425.5557 Low Growth Option : 2419.5991 |
Total expense ratio (%) |
Regular : 0.27 Direct : 0.18 |
Minimum Investment Amount |
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs.20,000/- and in multiples of Re.1/- |
| No. of Unit Holding Accounts | 25,990 |
| Portfolio Parameters | Weighted Average Maturity : 81 Days Yield to Maturity : 3.93% Modified Duration : 0.22 Yrs Macaulay Duration : - PMAT : 81 Days PMD : 0.22 Yrs PYLD : 3.93% PMCD : - |
Load Structure |
Entry Load : Nil Exit Load : Nil |
NAV per unit as on 31st October, 2021 |
Regular Growth Option 2425.0710 Regular IDCW Option 1039.3057 Direct Growth Option 2447.1487 Direct IDCW Option 1197.8823 |
Benchmark Index |
Crisil Money Market Index |
| SIP/SWP/STRIP |  |
| Fund Size | 9564.39 Crore (Monthly Average as on 31/10/2021) |
Portfolio |
% of Nav |
Rating |
|
CP / CDs |
|||
EXIM Bank |
7.18 |
CRISIL A1+ |
|
ICICI Securities Ltd. |
6.07 |
CRISIL A1+ |
|
Reliance Industries Ltd. |
4.26 |
CRISIL A1+ |
|
Canfin Homes Ltd. |
3.95 |
ICRA A1+ |
|
Reliance Jio Infocomm Ltd |
3.69 |
CRISIL A1+ |
|
Sikka Ports & Terminals Ltd. |
3.68 |
CRISIL A1+ |
|
HDFC Ltd. |
2.88 |
CRISIL A1+ |
|
IDFC First Bank Ltd |
2.64 |
CRISIL A1+ |
|
Bajaj Housing Finance Ltd |
2.63 |
CRISIL A1+ |
|
Tata Capital Housing Finance Ltd |
2.12 |
CRISIL A1+ |
|
HDFC Bank Ltd. |
2.11 |
CARE A1+ |
|
Vedanta Ltd |
1.85 |
CRISIL A1+ |
|
Piramal Enterprises Ltd. |
1.84 |
CRISIL A1+ |
|
Credit Suisse Finance (India) Pvt Ltd |
1.83 |
CRISIL A1+ |
|
Tata Projects Ltd |
1.60 |
CRISIL A1+ |
|
Jamnagar Utilities & Power Pvt Ltd. |
1.60 |
CRISIL A1+ |
|
Kotak Mahindra Investment Ltd. |
1.59 |
CRISIL A1+ |
|
IndusInd Bank Ltd. |
1.07 |
CRISIL A1+ |
|
KEC International Ltd. |
1.06 |
CRISIL A1+ |
|
Hero Fincorp Ltd. |
1.06 |
CRISIL A1+ |
|
Network 18 Media & Investments Ltd. |
1.06 |
CARE A1+ |
|
Standard Chartered Investment & Loans (India) Ltd. |
1.05 |
CRISIL A1+ |
|
Ramco Cements Ltd. |
0.80 |
CRISIL A1+ |
|
Sterlite Technologies Ltd |
0.80 |
CRISIL A1+ |
|
Tata Capital Ltd. |
0.79 |
CRISIL A1+ |
|
Tata Motors Finance Ltd. |
0.53 |
ICRA A1+ |
|
Bharti Hexacom Ltd |
0.53 |
CRISIL A1+ |
|
Cholamandalam Investment & Finance Company Ltd |
0.53 |
CRISIL A1+ |
|
L&T Finance Ltd. |
0.53 |
CRISIL A1+ |
|
Julius Baer Capital (India) Pvt Ltd |
0.53 |
ICRA A1+ |
|
Govt Securities |
|||
182D TBILL MAT 23/12/2021 |
9.17 |
SOV |
|
364 D TBILL MAT- 06/01/2022 |
8.46 |
SOV |
|
182 DTB MAT 16/12/2021 |
4.48 |
SOV |
|
8.79% G-SEC 08/11/2021 |
3.59 |
SOV |
|
364 D TBILL MAT - 02/12/2021 |
3.52 |
SOV |
|
182 D TBILL MAT - 18/11/21 |
3.05 |
SOV |
|
182 D TBILL MAT - 25/11/21 |
1.76 |
SOV |
|
182 D TBILL MAT - 30/12/2021 |
0.27 |
SOV |
|
8.20% G SEC MATURING ON 15.02.2022 |
0.07 |
SOV |
|
8.71% TN SDL MAT - 08/02/2022 |
0.01 |
SOV |
|
Net Current assets |
3.76 |
||
Total |
100.00 |
Top 10 scrips in the portfolio
| Fund Performance Vs Benchmark (CAGR) as on 31st October, 2021 Growth of 10000 |
||||||
| Period | NAV Growth (%) |
Crisil Money Market Index (%) |
CRISIL 1 Year T-Bill Index (%) |
NAV Growth () |
Crisil Money Market Index () |
CRISIL 1 Year T-Bill Index () |
| 1 Year | 3.72 |
3.99 |
3.49 |
10,372 |
10,399 |
10,349 |
| 3 Years | 6.17 |
5.95 |
6.00 |
11,970 |
11,895 |
11,912 |
| 5 Years | 6.52 |
6.42 |
6.00 |
13,716 |
13,652 |
13,384 |
| Since inception* | 7.46 |
7.30 |
6.23 |
24,260 |
23,819 |
21,053 |
Different plans have a different expense structure. The performance details provided herein are of regular plan.
The current fund manager is managing the scheme since Oct 2014 & Co- Fund Manager managing w.e.f July 7 2017.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here in ‘Fund Manager Summary’. No of Schemes Managed by Mr. Amandeep S. Chopra is 12 & Mr. Amit Sharma is 4. **The Institution plan (Growth Option) launch on 10 July 2009.
| Period | |||||||
|
Investment Amount ()
|
Value- Fund ()
|
CRISIL Money
Market Index () |
CRISIL 1 Year
T-Bill Index () |
Yield (%) Fund
|
Yield (%)
CRISIL Money Market Index |
Yield (%)
CRISIL 1 Year T-Bill Index |
|
1 Year |
120,000 |
122,342 |
122,519 |
122,168 |
3.68 |
3.96 |
3.41 |
3 Years |
360,000 |
389,138 |
388,519 |
387,587 |
5.14 |
5.03 |
4.87 |
5 Years |
600,000 |
698,398 |
696,036 |
691,751 |
6.02 |
5.89 |
5.64 |
7 Years |
840,000 |
1,055,149 |
1,051,298 |
1,039,252 |
6.42 |
6.32 |
6.00 |
10 Years |
1,200,000 |
1,719,144 |
1,713,058 |
1,667,832 |
6.99 |
6.92 |
6.41 |
15 Years |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Since inception |
1,470,000 |
2,336,632 |
2,323,704 |
2,220,147 |
7.27 |
7.19 |
6.49 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.
*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.
- Reasonable with high level of liquidity over short-term
- Investment in money market securities
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
