UTI SHORT TERM INCOME FUND

Short Duration Fund (Macaulay duration of the portfolio is between 1 year - 3 years) | UTI Short Term Income Fund is an open ended short term debt scheme investing in instruments such that the Macaulay duration of portfolio is between 1 year and 3 years. | Data as on 31 October 2021

Investment Objective
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Inception Date
23rd June, 2003
Fund Manager
Mr. Sudhir Agrawal [MCom,PGDBA (Finance),CFA]
Managing the scheme since July-2012
Fund AUM
Fund size monthly average : 3886.00 Crore
Closing AUM : 4062.65 Crore
High/Low NAV in the month
High Growth Option : 25.2849
Low Growth Option : 25.1611
Total expense ratio (%)
Regular : 0.95
Direct : 0.34
Minimum Investment Amount
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-.& under IDCW option is Rs.20,000/- and in multiples of Re.1/-
Plans/Options (Regular / Direct)
Growth Sub-Option IDCW Sub-Option
No. of Unit Holding Accounts 10,885
Portfolio Parameters Weighted Average Maturity : 2.4 yrs
Yield to Maturity :4.89%
Modified Duration : 1.17 yrs
Macaulay Duration : 1.24 yrs
Securitised Debt
Shining Metal Trust Ii: 1.23 Years
PMAT : 2.4 yrs
PMD : 1.17 yrs
PYLD : 4.89%
PMCD : 1.24 yrs
Load Structure
Entry Load : Nil
Exit Load : Nil
NAV per unit as on 31st October, 2021
Regular Growth Option 35.9412
Regular IDCW Option 18.9995
Direct Growth Option 26.3525
Direct IDCW Option 10.8077
Benchmark Index
CRISIL Short Term Bond Fund Index
SIP/SWP/STRIP Digital Factsheet - Checkbox Image
Fund Size 3886.00 Crore (Monthly Average as on 31/10/2021)
UTI Short Term Income Fund - IDCW Declared - Last 10 Quarterly IDCW
Year
IDCW 
Rs. Per unt
NAV
(Cum Div )
Face Value (per unit)
NAV Date
Record Date
2016
1.50%
0.15
12.3259
10.00
19-12-2016
26-12-2016
2017
2.50%
0.25
12.3115
10.00
15-03-2017
22-03-2017
2017
1.50%
0.15
12.3823
10.00
21-06-2017
28-06-2017
2017
1.50%
0.15
12.4211
10.00
18-09-2017
25-09-2017
2017
1.50%
0.15
12.3826
10.00
19-12-2017
26-12-2017
2018
1.50%
0.15
12.3556
10.00
19-03-2018
26-03-2018
2018
0.30%
0.03
12.3207
10.00
19-06-2018
26-06-2018
2018
1.00%
0.10
12.4819
10.00
18-09-2018
25-09-2018
2018
1.20%
0.12
12.6444
10.00
19-12-2018
26-12-2018
2019
2.00%
0.20
12.724
10.00
18-03-2019
25-03-2019
2020
1.50%
0.15
12.5178
10.00
17-06-2020
24-06-2020
2020
1.50%
0.15
12.6397
10.00
16-09-2020
23-09-2020
2020
1.50%
0.15
12.7588
10.00
14-12-2020
21-12-2020
2021
1.75%
0.075
12.6723
10.00
16-06-2021
23-06-2021
2021
1.25%
0.125
12.7771
10.00
15-09-2021
22-09-2021

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)

Portfolio
% of Nav
Rating
CP / CDs
National Bank For Agriculture & Rural Development
1.22
ICRA A1+
FRBs
Axis Finance Ltd
3.94
CRISIL AAA
Shriram Transport Finance Co.Ltd.
1.23
IND AA+
Govt Securities
GOI FRB - MAT 22/09/2033
7.24
SOV
182D T BILL MAT 02/12/2021
4.66
SOV
8.24% TAMIL NADU SDL MAT - 09/09/25
2.14
SOV
182 DTB MAT 16/12/2021
1.59
SOV
7.68% G S 15/12/23
1.30
SOV
7.16% G-Sec-mat 20.05.2023
1.28
SOV
8.27% RAJASTHAN SPL SDL -23/06/2022
1.26
SOV
5.82% BIHAR SDL 20/01/2026
1.22
SOV
7.68% M P SPL SDL- 22/03/2023
0.77
SOV
8.15% GSEC 11.06.2022
0.63
SOV
8.18% HR UDAY SDL -15/06/2022
0.63
SOV
8.35% GOI 14/05/2022
0.63
SOV
5.39% GUJARAT SDL MAT - 31/03/2024
0.62
SOV
05.15 GS 09/11/2025
0.07
SOV
8.19% RAJASTHAN SPL SDL -23/06/2026
0.00
SOV
NCDs
HDFC Ltd.
5.58
CRISIL AAA
National Bank For Agriculture & Rural Development
4.95
ICRA AAA
REC Ltd
3.68
CRISIL AAA
Housing And Urban Development Corpn
2.58
ICRA AAA
Hindustan Petroleum Corporation Ltd.
2.46
CRISIL AAA
Power Finance Corporation Ltd.
2.46
CRISIL AAA
Indian Railways Fin Corpn Ltd.
2.37
CRISIL AAA
Piramal Capital & Housing Finance Ltd
2.03
ICRA AA
India Grid Trust
1.88
CRISIL AAA
Food Corporation Of India
1.87
CRISIL AAA(CE)
Mahindra Rural Housing Finance Ltd
1.72
CRISIL AA+
Sikka Ports & Terminals Ltd.
1.55
CRISIL AAA
Tata Motors Finance Ltd.
1.48
CRISIL AA-
ICICI Bank Ltd
1.29
ICRA AA+
Punjab National Bank
1.25
CRISIL AA+
Bank Of Baroda
1.25
CARE AA+
Mahindra & Mahindra Fin.Ser.Ltd.
1.12
IND AAA
Muthoot Finance Ltd
1.01
CRISIL AA+
Bajaj Finance Ltd.
0.86
CRISIL AAA
Indian Oil Corporation Ltd.
0.63
CRISIL AAA
Indian Hotels Company Ltd.
0.63
CARE AA
Sundaram Home Finance Ltd.
0.62
CRISIL AA+
Cholamandalam Investment & Finance Company Ltd
0.49
ICRA AA+
EXIM Bank
0.30
CRISIL AAA
State Bank Of India
0.25
CRISIL AA+
Larsen & Toubro Ltd.
0.07
CRISIL AAA
Securitised Debt
Shining Metal Trust II
1.15
CRISIL AAA(SO)
Net Current assets
24.04
Total
100.00
Top 10 scrips in the portfolio

Fund Performance Vs Benchmark (CAGR) as on 31st October, 2021 Growth of 10000
Period
NAV Growth (%)
CRISIL Short Term
Bond Fund
Index (%)
CRISIL 10 Year Gilt Index (%)
NAV Growth 
()
CRISIL Short Term
Bond Fund
Index ()
CRISIL 10 Year Gilt Index ()
1 Year
9.08
4.81
1.64
10,908
10,481
10,164
3 Years
5.22
8.58
8.28
11,651
12,804
12,698
5 Years
5.55
7.53
5.84
13,103
14,379
13,284
Since inception*
7.73
7.82
6.03
25,273
25,537
20,732

Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here in ‘Fund Manager Summary’. No of Schemes Managed by Mr. Sudhir Agrawal is 6.

Period
Investment Amount ()
Value- Fund ()
CRISIL Short Term
Bond Fund
Index ()
CRISIL 10 Year
Gilt Index
()
Yield (%) Fund
Yield (%)
CRISIL Short Term
Bond Fund Index
Yield (%)
CRISIL 1 Year
T-Bill Index
1 Year
120,000
128,069
123,104
122,168
12.85
4.89
3.41
3 Years
360,000
406,593
402,202
387,587
8.10
7.36
4.87
5 Years
600,000
701,473
726,956
691,741
6.20
7.63
5.64
7 Years
840,000
1,047,376
1,106,687
1,039,213
6.22
7.76
6.00
10 Years
1,200,000
1,703,283
1,820,462
1,667,756
6.82
8.09
6.41
15 Years
 
NA 
 
NA 
 
NA 
 
NA 
NA
NA
NA
Since inception
1,550,000
2,529,182
2,697,738
2,402,837
7.20
8.11
6.47

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.:

  • Reasonable with low risk and high level of liquidity over short-term
  • Investment in Debt & Money Market instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Riskometer