UTI CREDIT RISK FUND

Credit Risk Fund (Number of Segregated portfolio in the scheme 4) | (Erstwhile UTI Income Opportunities Fund) | An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). | Data as on 31 October 2021

Investment Objective
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Inception Date
19th November, 2012
Fund Manager
Mr. Ritesh Nambiar (CFA, FRM, MMS [Finance]), BMS(Fin)
Managing the scheme since Jul-2015
Fund AUM
Fund size monthly average : 582.08 Crore
Closing AUM : 576.08 Crore
Total expense ratio (%)
Regular : 1.63
Direct : 1.07
Minimum Investment Amount
Minimum initial investment under Growth option is Rs.500/- and in multiples of Re.1/-. & under IDCW option is Rs.20,000/- and in multiples of Re.1/-
Plans/Options (Regular / Direct)
Gowth Option IDCW Option (with Payout and Reinvestment Facilities) Default Option - Growth Option
No. of Unit Holding Accounts 13,026
Portfolio Parameters Weighted Average Maturity :3.35 yrs
Yield to Maturity : 6.36%
Modified Duration : 1.84 yrs
Macaulay Duration : 1.92 yrs
PMAT : 3.35 yrs
PMD : 1.84 yrs
PYLD : 6.36%
PMCD : 1.92 yrs
Load Structure
Entry Load : Nil
Exit Load (A) Redemption / Switch out within 12 months from the date of allotment –
(i) upto 10% of the allotted Units – NIL
(ii) beyond 10% of the allotted Units - 1.00 %
(B) Redemption / Switch out after 12 months from the date of allotment – NIL
Segregated AUM & NAV

Segregated Fund Size Monthly Average - 17022020 : 46.37 Crore Closing AUM: 46.79 Crore
Segregated Fund Size Monthly Average - 06032020 : 0.0 Crore Closing AUM: 0.0 Crore
Segregated NAV per unit as on - 17022020 31st October, 2021 Growth : 0.61

NAV per unit as on 31st October, 2021
Regular Growth Option 13.6393
Regular IDCW Option 8.1906
Direct Growth Option 15.0046
Direct IDCW Option 8.9560
High/Low of NAV in the month
Growth Option : 13.6568, 13.4997
Benchmark Index
CRISIL Short Term Credit Risk Index
SIP/SWP/STRIP Digital Factsheet - Checkbox Image
Fund Size 582.08 Crore (Monthly Average as on 31/10/2021)
UTI Credit Risk Fund (Formerly known as UTI Income Opportunities Fund) - IDCW Declared
Year
IDCW 
Rs. Per unt
NAV
Face Value
NAV Date
Record Date
(Cum Div )
(per unit)
2014
1.50%
0.15
10.9267
10
22-12-2014
29-12-2014
2015
2.00%
0.2
11.0319
10
19-03-2015
26-03-2015
2015
1.25%
0.125
11.058
10
18-06-2015
25-06-2015
2015
1.25%
0.125
11.1633
10
21-09-2015
28-09-2015
2015
1.25%
0.125
11.2764
10
21-12-2015
28-12-2015
2016
3.25%
0.325
11.3754
10
21-03-2016
28-03-2016
2016
1.50%
0.15
11.6493
10
20-06-2016
27-06-2016
2016
1.50%
0.15
11.5104
10
19-09-2016
26-09-2016
2016
1.50%
0.15
11.6442
10
19-12-2016
26-12-2016
2017
2.50%
0.25
11.6698
10
15-03-2017
22-03-2017
2017
1.50%
0.15
12.3492
10
21-06-2017
28-06-2017
2017
1.50%
0.15
11.7604
10
18-09-2017
25-09-2017
2017
1.50%
0.15
11.7444
10
19-12-2017
26-12-2017
2018
1.50%
0.15
11.7434
10
19-03-2018
26-03-2018
2018
0.30%
0.03
11.6753
10
19-06-2018
26-06-2018
2018
0.45%
0.045
11.7932
10
18-09-2018
25-09-2018
2018
1.25%
0.125
11.9678
10
19-12-2018
26-12-2018
2019
2.00%
0.2
12.0368
10
18-03-2019
25-03-2019

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)

UTI Credit Risk Fund (Segregated - 17022020) SEGREGATED Portfolio as on October, 31, 2021
Portfolio
% of NAV
Rating
Vodafone Idea Ltd
49.84
CARE-B-
Vodafone Idea Ltd
41.97
CARE-B-
Net Current Assets
8.20
Total 
100.00
UTI Credit Risk Fund (Segregated -06032020) SEGREGATED Portfolio as on October, 31, 2021
Portfolio
% of NAV
Rating
Yes Bank Ltd.
0*
ICRA-D
* Percentage to NAV Less Than 0.01
Portfolio
% of Nav
Rating
Govt Securities
8.20% G SEC MATURING ON 15.02.2022
10.28
SOV
GOI FRB - MAT 30/10/2034
4.34
SOV
6.10% GSEC MAT-12/07/2031.
3.40
SOV
7.59% NI GS - 20/03/2029
2.32
SOV
GOI FRB - MAT 22/09/2033
2.11
SOV
7.26% GSEC 14/01/29
1.83
SOV
Long Term Debt
Piramal Capital & Housing Finance Ltd
6.98
ICRA AA
Tata Motors Ltd.
4.44
ICRA AA-
National Bank For Agriculture & Rural Development
4.44
CRISIL AAA
Summit Digitel Infrastructure Pvt Ltd
4.31
CRISIL AAA
Dilip Buildcon Ltd
4.29
CRISIL A
India Grid Trust
3.64
CRISIL AAA
Tata Power Company Ltd.
3.63
IND AA
Torrent Power Ltd.
3.53
CRISIL AA
Amba River Coke Ltd
3.49
CARE AA-
Aadhar Housing Finance Ltd.
3.47
CARE AA
Aditya Birla Fashion & Retail Ltd.
3.45
CRISIL AA
Tata Steel Ltd.
3.16
BWR AA+
JM Financial Asset Reconstruction Co Ltd
2.66
ICRA AA-
Godrej Industries Ltd.
2.64
CRISIL AA
TMF Holdings Ltd
2.61
CRISIL AA-
Axis Bank Ltd.
1.79
CRISIL AAA
Coastal Gujarat Power Ltd
1.78
CARE AA(CE)
HDFC Ltd.
1.78
CRISIL AAA
Power Finance Corporation Ltd.
1.75
CRISIL AAA
Manappuram Finance Ltd.
1.75
CRISIL AA
Afcons Infrastructure Ltd.
1.73
ICRA A+
L&T Finance Ltd.
0.88
CRISIL AAA
Shriram Transport Finance Co.Ltd.
0.87
CRISIL AA+
Net Current assets
6.65
Total
100.00
Top 10 scrips in the portfolio

Under Segregated portfolio (Subscription & redemption facility is not available however the unit of Segregated portfolio will be listed on the recognized stock exchange.

Fund Performance Vs Benchmark (CAGR) as on 31st October, 2021 Growth of 10000
Period
NAV Growth (%)
CRISIL Short Term
Credit Risk
Index (%)
CRISIL 10 Year Gilt Index  (%)
NAV Growth  ()
CRISIL Short Term
Credit Risk
Index ()
Yield (%)
CRISIL 10 Year
Gilt Index ()
1 Year
22.20
7.24
1.64
12,220
10,724
10,164
3 Years
-5.54
9.54
8.28
8,427
13,147
12,698
5 Years
-1.04
8.36
5.84
9,490
14,943
13,284
Since inception*
3.53
9.30
7.03
13,643
22,171
18,373

Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here in ‘Fund Manager Summary’. No of Schemes Managed by Mr. Ritesh Nambiar is 3. *The Scheme returns are inclusive of the impact of segregation of the portfolio Debt instruments of Altico Capital India Ltd, Vodafone Idea Ltd, Yes Bank Ltd and Zee Learn Ltd. have been segregated from the Main Portfolio on Sep 13, 2019 Feb 17, 2020 March 6, 2020 and July 07, 2020 Respectively

Period
Investment Amount ()
Value- Fund ()
CRISIL Short Term
Credit Risk
Index ()
CRISIL 10 Year
Gilt Index
()
Yield (%) Fund
Yield (%)
CRISIL Short Term
Credit Risk Index
Yield (%)
CRISIL 10 Year
Gilt Index
1 Year
120,000
141,619
124,291
122,168
35.46
6.77
3.41
3 Years
360,000
371,257
411,090
387,587
2.02
8.84
4.87
5 Years
600,000
584,457
747,714
691,741
-1.03
8.76
5.64
7 Years
840,000
836,257
1,147,436
1,039,213
-0.13
8.78
6.00
Since inception
1,070,000
1,126,635
1,614,941
1,425,556
1.14
9.00
6.30

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.

  • Reasonable income and capital appreciation over medium to long term
  • Investment in Debt and Money Market instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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