UTI UNIT LINKED INSURANCE PLAN

An open ended tax saving cum insurance scheme. | Data as on 30 November 2021

Investment Objective
Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
Date of inception/allotment
1st October, 1971
Fund Manager
Mr. Sunil Madhukar Patil , M.com.,MFM (Debt portion)
Mr. Ajay Tyagi - Master in Finance, CFA Charterholder (Equity
Porfolio)
Fund AUM
Fund size monthly average : 5424.72 Crore
Closing AUM : 5357.55 Crore
High/Low NAV in the month
High Growth Option : 33.6754
Low Growth Option : 32.8439
Total expense ratio% Existing : 1.87
Direct : 0.94
Minimum Investment Amount Target amount enhanced to 15,00,000/-
Minimum Target amount 15,000/-
Plans/Options (Regular / Direct)
10 year Plan / 15 year Plan
Portfolio Parameters Weighted Average Maturity : 4.96 yrs
Yield to Maturity : 5.51%
Modified Duration :3.33 yrs
Securitised Debt Average Maturity
First Business Receivable Trust : 2.09 Yrs
No. of Unit Holding Accounts 2,50,112
Market Capitalisation (%)
Large
Mid
Small
Fund
70
25
5
Load Structure
Entry Load : Nil
Exit Load : 2% for premature withdrawal Nil - On or after maturity
NAV per unit as on 30th November, 2021

Existing Growth Option 32.8917
Direct Growth Option 34.6566

Options Available
SIP
Benchmark Index
CRISIL Short Term Debt Hybrid 60+40 Fund Index
Benchmark change w.e.f December 1, 2021.
SIP/SWP/STRIP Digital Factsheet - Checkbox Image
Fund Size 5424.72 Crore (Monthly Average as on 30/11/2021)
UTI Unit Linked Insurance Plan - Bonus declared
Year
IDCW 
Per unt
NAV
(Cum Div )
Face Value (per unit)
NAV Date
Record Date
2006
02:15
17.1209
10.00
30-03-2006
06-04-2006
2007
1.10
15.4634
10.00
30-03-2007
06-04-2007
2008
1.10
15.3404
10.00
30-09-2008
07-10-2008
2010
1.10
18.2637
10.00
23-02-2010
02-03-2010
2011
1.10
18.8819
10.00
25-04-2011
02-05-2011
2012
1.10
17.6937
10.00
13-06-2012
20-06-2012
2013
1.10
18.1324
10.00
23-05-2013
30-05-2013
2014
1.10
19.2033
10.00
25-08-2014
01-09-2014

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)

Portfolio
% of Nav
Rating
  Equity    
Bajaj Finance Ltd.
2.86
Larsen & Toubro Infotech Ltd
2.45
HDFC Bank Ltd.
2.28
Infosys Ltd.
1.98
Kotak Mahindra Bank  Ltd.
1.82
HDFC Ltd.
1.65
Avenue Supermarts Ltd.
1.51
Coforge Ltd
1.28
Info-Edge (India) Ltd.
1.25
Mindtree Ltd.
1.18
Motherson Sumi System Ltd.
0.88
AU Small Finance Bank Ltd
0.85
Shree Cement Ltd.
0.80
Titan Company Ltd.
0.80
Divis Laboratories Ltd.
0.78
Others
15.66
Govt Securities
Others
13.24
6.45% GSEC MAT - 07/10/2029
4.82
SOV
GOI FRB - MAT 22/09/2033
2.73
SOV
8.21% HR SDL MAT 31/03/2023
1.95
SOV
6.58% GUJARAT SDL MAT - 31/03/2027
1.90
SOV
6.91% MH SDL MAT - 15/09/2033
1.87
SOV
Long Term Debt
National Bank For Agriculture & Rural Development
6.12
ICRA AAA
REC Ltd
3.74
CRISIL AAA
State Bank Of India
1.96
CRISIL AA+
HDFC Ltd.
1.87
CRISIL AAA
Food Corporation Of India
1.41
CRISIL AAA(CE)
National Housing Bank
1.27
CRISIL AAA
L&T Finance Ltd.
0.96
CRISIL AAA
Shriram Transport Finance Co.Ltd.
0.94
IND AA+
Tata Motors Finance Ltd.
0.93
CRISIL AA-
Jamnagar Utilities & Power Pvt Ltd. ^
0.93
CRISIL AAA
Others
5.30
Securitised Debt
First Business Receivable Trust$
0.73
IND AAA(SO)
Net Current assets
9.29
Total
100.00

Top 10 scrips in the portfolio
$ Underlying customer - Reliance Group Company
^Mukesh Ambani promoter Group company

Median Market Cap ( Cr) 
1,13,279
Weighted Average Market Cap 
2,28,259
Number of Securities 
53
All figures given are provisional and unaudited.
Quantitative Indicators
Fund
Benchmark
Beta
0.89
1
Standard Deviation (Annual)
8.12%
8.27%
Sharpe ratio
0.75%
Portfolio Turnover Ratio (Annual)
0.08

As on 30th November 2021

Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
Period
NAV Growth (%)
CRISIL Short Term
Debt Hybrid 60+40
Fund Index*
Nifty 50 (%)
NAV Growth  ()
CRISIL Short Term
Debt Hybrid 60+40
Fund Index*
()
Nifty 50 ()
1 Year
17.90
16.48
32.49
11,790
11,648
13,249
3 Years
9.54
13.03
17.38
13,147
14,445
16,180
5 Years
8.94
11.72
17.04
15,348
17,410
21,971
Since inception*
10.68
NA
NA
1,630,314
NA
NA

Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
The current fund manager is managing the scheme since Dec 2006 & Co- Fund Manager managing Scheme since Dec 2014.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in Please click here in ‘Fund Manager Summary’. N.A - Not
Available. Schemes Managed by Mr. Amandeep S. Chopra is & Mr. Ajay Tyagi. *Benchmark change w.e.f December 1, 2021.

Period
Investment Amount ()
Value- Fund
()
CRISIL Short Term
Debt Hybrid 60+40
Fund Index* ()
Nifty 50
()
Yield (%) Fund
Yield (%) CRISIL Short Term
Debt Hybrid 60+40
Fund Index*
Yield (%)
Nifty 50
1 Year
120,000
130,580
128,133
133,973
16.76
12.82
22.30
3 Years
360,000
448,314
451,855
513,194
14.79
15.34
24.45
5 Years
600,000
780,302
824,346
944,147
10.45
12.67
18.19
7 Years
840,000
1,178,799
1,277,025
1,478,007
9.52
11.76
15.86
10 Years
1,200,000
1,987,651
2,198,679
2,624,023
9.75
11.65
14.95
15 Years
1,800,000
3,955,746
4,322,340
5,236,941
9.82
10.87
13.11
Since inception
2,040,000
5,121,199
5,590,984
7,160,468
9.99
10.88
13.37

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future. *Benchmark change w.e.f December 1, 2021.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.:

  • Long Term Capital Appreciation
  • Investment in equity instruments (maximum-40%) and debt Instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Riskometer