| Investment Objective Investment objective of the scheme is primarily to provide return through growth in the NAV or through dividend distribution (IDCW) and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments. |
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| Date of inception/allotment |
1st October, 1971 | ||||||||
| Fund Manager |
Mr. Sunil Madhukar Patil , M.com.,MFM (Debt portion) Mr. Ajay Tyagi - Master in Finance, CFA Charterholder (Equity Porfolio) |
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| Fund AUM |
Fund size monthly average : 5424.72 Crore Closing AUM : 5357.55 Crore |
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| High/Low NAV in the month |
High Growth Option : 33.6754 Low Growth Option : 32.8439 |
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| Total expense ratio% | Existing : 1.87 Direct : 0.94 |
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| Minimum Investment Amount | Target amount enhanced to 15,00,000/- Minimum Target amount 15,000/- |
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Plans/Options
(Regular / Direct) |
10 year Plan / 15 year Plan | ||||||||
| Portfolio Parameters | Weighted Average Maturity : 4.96 yrs Yield to Maturity : 5.51% Modified Duration :3.33 yrs Securitised Debt Average Maturity First Business Receivable Trust : 2.09 Yrs |
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| No. of Unit Holding Accounts | 2,50,112 | ||||||||
| Market Capitalisation (%) |
|
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Load Structure |
Entry Load : Nil Exit Load : 2% for premature withdrawal Nil - On or after maturity |
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NAV per unit as on 30th November, 2021 |
Existing Growth Option 32.8917 |
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Options Available |
SIP | ||||||||
Benchmark Index |
CRISIL Short Term
Debt Hybrid 60+40
Fund Index Benchmark change w.e.f December 1, 2021. |
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| SIP/SWP/STRIP |  |
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| Fund Size | 5424.72 Crore (Monthly Average as on 30/11/2021) | ||||||||
UTI Unit Linked Insurance Plan - Bonus declared |
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Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2006 |
02:15 |
17.1209 |
10.00 |
30-03-2006 |
06-04-2006 |
|
2007 |
1.10 |
15.4634 |
10.00 |
30-03-2007 |
06-04-2007 |
|
2008 |
1.10 |
15.3404 |
10.00 |
30-09-2008 |
07-10-2008 |
|
2010 |
1.10 |
18.2637 |
10.00 |
23-02-2010 |
02-03-2010 |
|
2011 |
1.10 |
18.8819 |
10.00 |
25-04-2011 |
02-05-2011 |
|
2012 |
1.10 |
17.6937 |
10.00 |
13-06-2012 |
20-06-2012 |
|
2013 |
1.10 |
18.1324 |
10.00 |
23-05-2013 |
30-05-2013 |
|
2014 |
1.10 |
19.2033 |
10.00 |
25-08-2014 |
01-09-2014 |
|
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
| Portfolio | % of Nav |
Rating |
|
| Equity | |||
Bajaj Finance Ltd. |
2.86 |
||
Larsen & Toubro Infotech Ltd |
2.45 |
||
HDFC Bank Ltd. |
2.28 |
||
Infosys Ltd. |
1.98 |
||
Kotak Mahindra Bank Ltd. |
1.82 |
||
HDFC Ltd. |
1.65 |
||
Avenue Supermarts Ltd. |
1.51 |
||
Coforge Ltd |
1.28 |
||
Info-Edge (India) Ltd. |
1.25 |
||
Mindtree Ltd. |
1.18 |
||
Motherson Sumi System Ltd. |
0.88 |
||
AU Small Finance Bank Ltd |
0.85 |
||
Shree Cement Ltd. |
0.80 |
||
Titan Company Ltd. |
0.80 |
||
Divis Laboratories Ltd. |
0.78 |
||
Others |
15.66 |
||
Govt Securities |
|||
Others |
13.24 |
||
6.45% GSEC MAT - 07/10/2029 |
4.82 |
SOV |
|
GOI FRB - MAT 22/09/2033 |
2.73 |
SOV |
|
8.21% HR SDL MAT 31/03/2023 |
1.95 |
SOV |
|
6.58% GUJARAT SDL MAT - 31/03/2027 |
1.90 |
SOV |
|
6.91% MH SDL MAT - 15/09/2033 |
1.87 |
SOV |
|
Long Term Debt |
|||
National Bank For Agriculture & Rural Development |
6.12 |
ICRA AAA |
|
REC Ltd |
3.74 |
CRISIL AAA |
|
State Bank Of India |
1.96 |
CRISIL AA+ |
|
HDFC Ltd. |
1.87 |
CRISIL AAA |
|
Food Corporation Of India |
1.41 |
CRISIL AAA(CE) |
|
National Housing Bank |
1.27 |
CRISIL AAA |
|
L&T Finance Ltd. |
0.96 |
CRISIL AAA |
|
Shriram Transport Finance Co.Ltd. |
0.94 |
IND AA+ |
|
Tata Motors Finance Ltd. |
0.93 |
CRISIL AA- |
|
Jamnagar Utilities & Power Pvt Ltd. ^ |
0.93 |
CRISIL AAA |
|
Others |
5.30 |
||
Securitised Debt |
|||
First Business Receivable Trust$ |
0.73 |
IND AAA(SO) |
|
Net Current assets |
9.29 |
||
| Total | 100.00 |
Top 10 scrips in the portfolio
$ Underlying customer - Reliance Group Company
^Mukesh Ambani promoter Group company
Median Market Cap ( Cr) |
1,13,279 |
Weighted Average Market Cap |
2,28,259 |
Number of Securities |
53 |
All figures given are provisional and unaudited. |
Quantitative Indicators |
Fund |
Benchmark |
Beta |
0.89 |
1 |
Standard Deviation (Annual) |
8.12% |
8.27% |
Sharpe ratio |
0.75% |
|
| Portfolio Turnover Ratio (Annual) | 0.08 |
As on 30th November 2021
| Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000 |
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| Period | NAV Growth (%) |
CRISIL Short Term Debt Hybrid 60+40 Fund Index* |
Nifty 50 (%) |
NAV Growth () |
CRISIL Short Term Debt Hybrid 60+40 Fund Index* () |
Nifty 50 () |
| 1 Year | 17.90 |
16.48 |
32.49 |
11,790 |
11,648 |
13,249 |
| 3 Years | 9.54 |
13.03 |
17.38 |
13,147 |
14,445 |
16,180 |
| 5 Years | 8.94 |
11.72 |
17.04 |
15,348 |
17,410 |
21,971 |
| Since inception* | 10.68 |
NA |
NA |
1,630,314 |
NA |
NA |
Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
The current fund manager is managing the scheme since Dec 2006 & Co- Fund Manager managing Scheme since Dec 2014.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in Please click here in ‘Fund Manager Summary’. N.A - Not
Available. Schemes Managed by Mr. Amandeep S. Chopra is & Mr. Ajay Tyagi. *Benchmark change w.e.f December 1, 2021.
| Period | |||||||
|
Investment Amount ()
|
Value- Fund
() |
CRISIL Short Term
Debt Hybrid 60+40 Fund Index* () |
Nifty 50
() |
Yield (%) Fund
|
Yield (%) CRISIL Short Term
Debt Hybrid 60+40 Fund Index* |
Yield (%)
Nifty 50 |
|
1 Year |
120,000 |
130,580 |
128,133 |
133,973 |
16.76 |
12.82 |
22.30 |
3 Years |
360,000 |
448,314 |
451,855 |
513,194 |
14.79 |
15.34 |
24.45 |
5 Years |
600,000 |
780,302 |
824,346 |
944,147 |
10.45 |
12.67 |
18.19 |
7 Years |
840,000 |
1,178,799 |
1,277,025 |
1,478,007 |
9.52 |
11.76 |
15.86 |
10 Years |
1,200,000 |
1,987,651 |
2,198,679 |
2,624,023 |
9.75 |
11.65 |
14.95 |
15 Years |
1,800,000 |
3,955,746 |
4,322,340 |
5,236,941 |
9.82 |
10.87 |
13.11 |
Since inception |
2,040,000 |
5,121,199 |
5,590,984 |
7,160,468 |
9.99 |
10.88 |
13.37 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future. *Benchmark change w.e.f December 1, 2021.
*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.:
- Long Term Capital Appreciation
- Investment in equity instruments (maximum-40%) and debt Instruments
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
