UTI REGULAR SAVINGS FUND

Conservative Hybrid Fund | (Number of Segregated portfolio in the scheme 1) (Erstwhile UTI MIS Advantage Plan) An open ended hybrid scheme investing predominantly in debt instruments. | Data as on 30 November 2021

Investment Objective
The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciaton.
However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Inception Date
16th December, 2003
Fund Manager
Mr. Amandeep S. Chopra - B.Sc. MBA [FMS Delhi] (Debt Portfolio) Ajay Tyagi - Master in Finance, CFA Charterholder (Equity Porfolio)
Fund AUM
Fund size monthly average : 1654.11 Crore
Closing AUM : 1637.04 Crore
High/Low NAV in the month
High Growth Option : 52.4020
Low Growth Option : 51.6574
Total expense ratio (%)
Regular : 1.82
Direct : 1.27
Minimum Investment Amount
Monthly Payment Plan: 25000/-
Growth: 5000/-
Plans/Options (Regular / Direct)
Monthly IDCW Option, Flexi IDCW Option, Monthly Payment Option, Growth Plan Default Plan Growth Plan
No. of Unit Holding Accounts 54,823
Portfolio Parameters Weighted Average Maturity : 5.59 yrs
Yield to Maturity : 5.95%
Modified Duration : 3.58 yrs
Securitised Debt Average Maturity
First Business Receivable Trust 0.96 Yrs.
Load Structure
Entry Load : Nil
Exit Load (A) Redemption / Switch out within 12 months from the date of allotment –
(i) upto 10% of the allotted Units – NIL
(ii) beyond 10% of the allotted Units - 1.00 %
(B) Redemption / Switch out after 12 months from the date of allotment – NIL
NAV per unit as on 30th November, 2021
Regular Growth Option 51.6701
Regular IDCW Option 16.2156
Direct Growth Option 54.7206
Direct IDCW Option 17.5052
Options Available SIP & SWP
Market Capitalisation (%)
Large
Mid
Small
Fund
83
17
-
Segregated AUM & NAV
Segregated Fund Size Monthly Average : 44.98 Crore
Closing AUM: 45.78 Crore
Segregated NAV per unit as on 30th November, 2021 Growth : 0.97
Benchmark Index
CRISIL Short Term Debt Hybrid 75+25 Fund Index Benchmark change w.e.f December 1, 2021.
SIP/SWP/STRIP Digital Factsheet - Checkbox Image
Fund Size 1654.11 Crore (Monthly Average as on 30/11/2021)
UTI Regular Saving Fund (Formerly known as UTI MIS Advantage Plan) - IDCW - Regular Plan
declared - lLast 10 Months IDCW (Recent IDCWs)
Year
IDCW 
Per unt
NAV (Cum Div )
Face Value (per unit)
NAV Date
Record Date
2019
0.80%
0.080
14.9111
10.00
28-06-2019
28-06-2019
2019
0.80%
0.080
14.8120
10.00
31-07-2019
31-07-2019
2019
0.80%
0.080
14.6899
10.00
30-08-2019
30-08-2019
2019
0.80%
0.080
14.6879
10.00
30-09-2019
30-09-2019
2019
9.00%
0.900
35.0438
10.00
12-12-2019
19-12-2019
2020
9.00%
0.900
33.7304
10.00
08-07-2020
15-07-2020
2020
10.00%
1.000
36.4651
10.00
09-12-2020
16-12-2020
2021
0.80%
0.080
15.0778
10.00
26-03-2021
05-04-2021
2021
0.80%
0.080
15.0745
10.00
26-04-2021
03-05-2021
2021
0.80%
0.080
15.2308
10.00
25-05-2021
01-06-2021
2021
0.80%
0.080
15.3653
10.00
24-06-2021
01-07-2021
2021
0.80%
0.080
15.6806
10.00
25-08-2021
01-09-2021
2021
0.80%
0.080
15.2622
10.00
23-09-2021
01-10-2021
2021
0.80%
0.080
16.3527
10.00
25-10-2021
01-11-2021
2021
0.80%
0.080
16.2792
10.00
24-11-2021
01-12-2021

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
@@ NAV of Monthly IDCW Option - Regular Plan
The Scheme IDCW details under regular plan.

Portfolio
% of Nav
Rating
Equity
HDFC Bank Ltd.
1.67
Bajaj Finance Ltd.
1.63
Larsen & Toubro Infotech Ltd
1.59
Infosys Ltd.
1.38
Kotak Mahindra Bank  Ltd.
1.22
HDFC Ltd.
1.19
Mindtree Ltd.
1.08
Tata Consultancy Services Ltd.
1.07
Avenue Supermarts Ltd.
0.99
Info-Edge (India) Ltd.
0.78
Others
10.09
Govt Securities
6.45% GSEC MAT - 07/10/2029
6.18
SOV
7.26% GSEC 14/01/29
5.17
SOV
GOI FRB - MAT 22/09/2033
4.63
SOV
8.20% G SEC MATURING ON 15.02.2022
3.70
SOV
5.63% GS MAT - 12/04/26
3.05
SOV
8.21% W B SDL MAT - 24/06/25
2.97
SOV
6.19% GS MAT - 16/09/2034
2.92
SOV
5.22% GS 15/06/2025
1.52
SOV
6.67% GS MAT - 15/12/2035
1.51
SOV
6.10% GSEC MAT-12/07/2031.
1.50
SOV
5.77% GS MAT - 03/08/2030
1.47
SOV
8.89% AP SDL MAT - 20/09/2022
0.63
SOV
7.17% GSEC 08/01/2028
0.05
SOV
Long Term Debt
Food Corporation Of India
3.09
CRISIL AAA(CE)
Bank Of Baroda
2.79
CRISIL AA+
HDFC Ltd.
2.78
CRISIL AAA
REC Ltd
2.55
CRISIL AAA
Cholamandalam Investment & Finance Company Ltd
2.23
ICRA AA+
Yes Bank Ltd.
1.74
CARE BBB
National  Bank For Agriculture & Rural Development
1.60
ICRA AAA
Jamnagar Utilities & Power Pvt Ltd. ^
1.58
CRISIL AAA
Union Bank Of India
1.55
CRISIL AA+
Shriram Transport Finance Co.Ltd.
1.53
IND AA+
Power Finance Corporation Ltd.
1.53
CRISIL AAA
Hindustan Petroleum Corporation Ltd.
1.53
CRISIL AAA
Tata Motors Finance Ltd.
1.52
CRISIL AA-
India Grid Trust
1.52
CRISIL AAA
Indian Hotels Company Ltd.
1.36
CARE AA
Piramal Capital & Housing Finance Ltd
1.24
ICRA AA
L&T Finance Ltd.
0.95
CRISIL AAA
LIC Housing Finance Ltd.
0.63
CRISIL AAA
Canara Bank
0.62
CRISIL AA+
Indiabulls Housing Finance Ltd.
0.20
CARE AA
ECL Finance Ltd. **
0.13
ICRA A+
Securitised Debt
First Business Receivable Trust$
1.40
IND AAA(SO)
Net Current assets
7.91
Total
100.00

Top 10 scrips in the portfolio
$ Underlying customer - Reliance Group Company
^ Mukesh Ambani promoter Group company
** Part of Edelweiss Group

Date
Main Portfolio
Segregated Portfolio
14-02-2020
41.6229
NA
17-02-2020
40.5238
0.3570
Reduction in NAV(%) 
-2.64%
Portfolio
% of NAV
Rating
Vodafone Idea Ltd
91.17
CARE-B-
Net Current Assets
8.83
Total 
100.00
Median Market Cap ( Cr) 
1,82,538
Weighted Average Market Cap 
3,19,349
Number of Securities 
43
All figures given are provisional and unaudited.
Quantitative Indicators
Fund
Benchmark
Beta
0.93
1
Standard Deviation (Annual)
6.17%
5.49%
Sharpe ratio
0.89%
Portfolio Turnover Ratio (Annual)
0.08
Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
Period
NAV Growth (%)
CRISIL Short Term
Debt Hybrid 75+25
Fund Index* (%)
CRISIL 10 Year Gilt Index (%)
NAV Growth 
()
CRISIL Short Term
Debt Hybrid 75+25
Fund Index*
()
CRISIL 10 Year Gilt Index
()
1 Year
15.51
11.85
2.35
11,551
11,185
10,235
3 Years
8.90
11.36
7.83
12,918
13,814
12,540
5 Years
7.89
10.13
5.12
14,622
16,205
12,838
Since inception*
9.57
9.84
5.77
51,672
54,008
27,403

Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
The current fund manager is managing the scheme since Jul 2004 & Co- Fund Manager managing Scheme since Dec 2014.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page Please click here in ‘Fund Manager Summary’. Schemes Managed by Mr. Amandeep S. Chopra & Mr. Ajay Tyagi.*The Scheme returns are inclusive of the impact of segregation of the portfolio Debt instruments of Vodafone Idea Ltd. have been segregated from the Main Portfolio on Feb 17, 2020. *Benchmark change w.e.f December 1, 2021.

Period
Investment Amount ()
Value- Fund
()
CRISIL Short Term
Debt Hybrid 75+25
Fund Index* ()
CRISIL 10 Year
Gilt Index
()
Yield (%) Fund
Yield (%) CRISIL Short
Term Debt Hybrid
75+25 Fund Index*
Yield (%)
CRISIL 10 Year
Gilt Index
1 Year
120,000
130,304
126,322
121,680
16.35
9.94
2.61
3 Years
360,000
435,598
432,892
391,058
12.79
12.36
5.45
5 Years
600,000
760,863
787,959
702,144
9.44
10.85
6.23
7 Years
840,000
1,148,590
1,213,104
1,060,710
8.80
10.33
6.56
10 Years
1,200,000
1,940,846
2,053,947
1,718,866
9.30
10.37
6.99
15 Years
1,800,000
3,766,309
3,980,078
3,077,913
9.23
9.89
6.80
Since inception
2,040,000
4,795,593
5,063,816
3,748,711
9.31
9.87
6.74

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future. *Benchmark change w.e.f December 1, 2021.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.

  • Long-term capital appreciation and regular income over medium-term
  • Investment in equity instruments (maximum 25%) and fixed income securities (debt and money market securities)

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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