| Investment Objective The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciaton. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved. |
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| Inception Date |
16th December, 2003 | ||||||||
| Fund Manager |
Mr. Amandeep S. Chopra - B.Sc. MBA [FMS Delhi] (Debt Portfolio) Ajay Tyagi - Master in Finance, CFA Charterholder (Equity Porfolio) | ||||||||
| Fund AUM |
Fund size monthly average : 1654.11 Crore Closing AUM : 1637.04 Crore |
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| High/Low NAV in the month |
High Growth Option : 52.4020 Low Growth Option : 51.6574 |
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Total expense ratio (%) |
Regular : 1.82 Direct : 1.27 |
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Minimum Investment Amount |
Monthly Payment Plan: 25000/- Growth: 5000/- |
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Plans/Options
(Regular / Direct) |
Monthly IDCW Option, Flexi IDCW Option, Monthly Payment Option, Growth Plan Default Plan Growth Plan | ||||||||
| No. of Unit Holding Accounts | 54,823 | ||||||||
| Portfolio Parameters | Weighted Average Maturity : 5.59 yrs Yield to Maturity : 5.95% Modified Duration : 3.58 yrs Securitised Debt Average Maturity First Business Receivable Trust 0.96 Yrs. |
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Load Structure |
Entry Load : Nil Exit Load (A) Redemption / Switch out within 12 months from the date of allotment – (i) upto 10% of the allotted Units – NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment – NIL |
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NAV per unit as on 30th November, 2021 |
Regular Growth Option 51.6701 Regular IDCW Option 16.2156 Direct Growth Option 54.7206 Direct IDCW Option 17.5052 |
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| Options Available | SIP & SWP | ||||||||
| Market Capitalisation (%) |
|
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Segregated AUM & NAV |
Segregated Fund Size Monthly Average : 44.98 Crore Closing AUM: 45.78 Crore Segregated NAV per unit as on 30th November, 2021 Growth : 0.97 |
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Benchmark Index |
CRISIL Short Term Debt Hybrid 75+25 Fund Index Benchmark change w.e.f December 1, 2021. | ||||||||
| SIP/SWP/STRIP |  |
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| Fund Size | 1654.11 Crore (Monthly Average as on 30/11/2021) | ||||||||
UTI Regular Saving Fund (Formerly known as UTI MIS Advantage Plan) - IDCW - Regular Plan |
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declared - lLast 10 Months IDCW (Recent IDCWs) |
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Year |
IDCW |
Per unt |
NAV (Cum Div ) |
Face Value (per unit) |
NAV Date |
Record Date |
2019 |
0.80% |
0.080 |
14.9111 |
10.00 |
28-06-2019 |
28-06-2019 |
2019 |
0.80% |
0.080 |
14.8120 |
10.00 |
31-07-2019 |
31-07-2019 |
2019 |
0.80% |
0.080 |
14.6899 |
10.00 |
30-08-2019 |
30-08-2019 |
2019 |
0.80% |
0.080 |
14.6879 |
10.00 |
30-09-2019 |
30-09-2019 |
2019 |
9.00% |
0.900 |
35.0438 |
10.00 |
12-12-2019 |
19-12-2019 |
2020 |
9.00% |
0.900 |
33.7304 |
10.00 |
08-07-2020 |
15-07-2020 |
2020 |
10.00% |
1.000 |
36.4651 |
10.00 |
09-12-2020 |
16-12-2020 |
2021 |
0.80% |
0.080 |
15.0778 |
10.00 |
26-03-2021 |
05-04-2021 |
2021 |
0.80% |
0.080 |
15.0745 |
10.00 |
26-04-2021 |
03-05-2021 |
2021 |
0.80% |
0.080 |
15.2308 |
10.00 |
25-05-2021 |
01-06-2021 |
2021 |
0.80% |
0.080 |
15.3653 |
10.00 |
24-06-2021 |
01-07-2021 |
2021 |
0.80% |
0.080 |
15.6806 |
10.00 |
25-08-2021 |
01-09-2021 |
2021 |
0.80% |
0.080 |
15.2622 |
10.00 |
23-09-2021 |
01-10-2021 |
2021 |
0.80% |
0.080 |
16.3527 |
10.00 |
25-10-2021 |
01-11-2021 |
2021 |
0.80% |
0.080 |
16.2792 |
10.00 |
24-11-2021 |
01-12-2021 |
The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)
@@ NAV
of Monthly IDCW Option - Regular Plan
The Scheme IDCW details under regular plan.
Portfolio |
% of Nav |
Rating |
|
Equity |
|||
HDFC Bank Ltd. |
1.67 |
||
Bajaj Finance Ltd. |
1.63 |
||
Larsen & Toubro Infotech Ltd |
1.59 |
||
Infosys Ltd. |
1.38 |
||
Kotak Mahindra Bank Ltd. |
1.22 |
||
HDFC Ltd. |
1.19 |
||
Mindtree Ltd. |
1.08 |
||
Tata Consultancy Services Ltd. |
1.07 |
||
Avenue Supermarts Ltd. |
0.99 |
||
Info-Edge (India) Ltd. |
0.78 |
||
Others |
10.09 |
||
Govt Securities |
|||
6.45% GSEC MAT - 07/10/2029 |
6.18 |
SOV |
|
7.26% GSEC 14/01/29 |
5.17 |
SOV |
|
GOI FRB - MAT 22/09/2033 |
4.63 |
SOV |
|
8.20% G SEC MATURING ON 15.02.2022 |
3.70 |
SOV |
|
5.63% GS MAT - 12/04/26 |
3.05 |
SOV |
|
8.21% W B SDL MAT - 24/06/25 |
2.97 |
SOV |
|
6.19% GS MAT - 16/09/2034 |
2.92 |
SOV |
|
5.22% GS 15/06/2025 |
1.52 |
SOV |
|
6.67% GS MAT - 15/12/2035 |
1.51 |
SOV |
|
6.10% GSEC MAT-12/07/2031. |
1.50 |
SOV |
|
5.77% GS MAT - 03/08/2030 |
1.47 |
SOV |
|
8.89% AP SDL MAT - 20/09/2022 |
0.63 |
SOV |
|
7.17% GSEC 08/01/2028 |
0.05 |
SOV |
|
Long Term Debt |
|||
Food Corporation Of India |
3.09 |
CRISIL AAA(CE) |
|
Bank Of Baroda |
2.79 |
CRISIL AA+ |
|
HDFC Ltd. |
2.78 |
CRISIL AAA |
|
REC Ltd |
2.55 |
CRISIL AAA |
|
Cholamandalam Investment & Finance Company Ltd |
2.23 |
ICRA AA+ |
|
Yes Bank Ltd. |
1.74 |
CARE BBB |
|
National Bank For Agriculture & Rural Development |
1.60 |
ICRA AAA |
|
Jamnagar Utilities & Power Pvt Ltd. ^ |
1.58 |
CRISIL AAA |
|
Union Bank Of India |
1.55 |
CRISIL AA+ |
|
Shriram Transport Finance Co.Ltd. |
1.53 |
IND AA+ |
|
Power Finance Corporation Ltd. |
1.53 |
CRISIL AAA |
|
Hindustan Petroleum Corporation Ltd. |
1.53 |
CRISIL AAA |
|
Tata Motors Finance Ltd. |
1.52 |
CRISIL AA- |
|
India Grid Trust |
1.52 |
CRISIL AAA |
|
Indian Hotels Company Ltd. |
1.36 |
CARE AA |
|
Piramal Capital & Housing Finance Ltd |
1.24 |
ICRA AA |
|
L&T Finance Ltd. |
0.95 |
CRISIL AAA |
|
LIC Housing Finance Ltd. |
0.63 |
CRISIL AAA |
|
Canara Bank |
0.62 |
CRISIL AA+ |
|
Indiabulls Housing Finance Ltd. |
0.20 |
CARE AA |
|
ECL Finance Ltd. ** |
0.13 |
ICRA A+ |
|
Securitised Debt |
|||
First Business Receivable Trust$ |
1.40 |
IND AAA(SO) |
|
Net Current assets |
7.91 |
||
Total |
100.00 |
Top 10 scrips in the portfolio
$ Underlying customer - Reliance Group Company
^ Mukesh Ambani promoter Group company
** Part of Edelweiss Group
Date |
Main Portfolio |
Segregated Portfolio |
14-02-2020 |
41.6229 |
NA |
17-02-2020 |
40.5238 |
0.3570 |
Reduction in NAV(%) |
-2.64% |
Portfolio |
% of NAV |
Rating |
Vodafone Idea Ltd |
91.17 |
CARE-B- |
Net Current Assets |
8.83 |
|
Total |
100.00 |
Median Market Cap ( Cr) |
1,82,538 |
Weighted Average Market Cap |
3,19,349 |
Number of Securities |
43 |
All figures given are provisional and unaudited. |
Quantitative Indicators |
Fund |
Benchmark |
Beta |
0.93 |
1 |
Standard Deviation (Annual) |
6.17% |
5.49% |
Sharpe ratio |
0.89% |
|
| Portfolio Turnover Ratio (Annual) | 0.08 |
| Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000 |
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| Period | NAV Growth (%) |
CRISIL Short Term Debt Hybrid 75+25 Fund Index* (%) |
CRISIL 10 Year Gilt Index (%) |
NAV Growth () |
CRISIL Short Term Debt Hybrid 75+25 Fund Index* () |
CRISIL 10 Year Gilt Index () |
| 1 Year | 15.51 |
11.85 |
2.35 |
11,551 |
11,185 |
10,235 |
| 3 Years | 8.90 |
11.36 |
7.83 |
12,918 |
13,814 |
12,540 |
| 5 Years | 7.89 |
10.13 |
5.12 |
14,622 |
16,205 |
12,838 |
| Since inception* | 9.57 |
9.84 |
5.77 |
51,672 |
54,008 |
27,403 |
Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
The current fund manager is managing the scheme since Jul 2004 & Co- Fund Manager managing Scheme since Dec 2014.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page Please click here in ‘Fund Manager Summary’. Schemes Managed by Mr. Amandeep S. Chopra & Mr. Ajay Tyagi.*The Scheme returns are inclusive of the impact of segregation of the portfolio Debt instruments of Vodafone Idea Ltd. have been segregated from the Main Portfolio on Feb 17, 2020. *Benchmark change w.e.f December 1, 2021.
| Period | |||||||
|
Investment Amount ()
|
Value- Fund
() |
CRISIL Short Term
Debt Hybrid 75+25 Fund Index* () |
CRISIL 10 Year
Gilt Index () |
Yield (%) Fund
|
Yield (%) CRISIL Short
Term Debt Hybrid 75+25 Fund Index* |
Yield (%)
CRISIL 10 Year Gilt Index |
|
1 Year |
120,000 |
130,304 |
126,322 |
121,680 |
16.35 |
9.94 |
2.61 |
3 Years |
360,000 |
435,598 |
432,892 |
391,058 |
12.79 |
12.36 |
5.45 |
5 Years |
600,000 |
760,863 |
787,959 |
702,144 |
9.44 |
10.85 |
6.23 |
7 Years |
840,000 |
1,148,590 |
1,213,104 |
1,060,710 |
8.80 |
10.33 |
6.56 |
10 Years |
1,200,000 |
1,940,846 |
2,053,947 |
1,718,866 |
9.30 |
10.37 |
6.99 |
15 Years |
1,800,000 |
3,766,309 |
3,980,078 |
3,077,913 |
9.23 |
9.89 |
6.80 |
Since inception |
2,040,000 |
4,795,593 |
5,063,816 |
3,748,711 |
9.31 |
9.87 |
6.74 |
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future. *Benchmark change w.e.f December 1, 2021.
*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.
- Long-term capital appreciation and regular income over medium-term
- Investment in equity instruments (maximum 25%) and fixed income securities (debt and money market securities)
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
