UTI EQUITY SAVINGS FUND

Equity Savings An open ended scheme investing in equity, arbitrage and debt. | Data as on 30 November 2021

Investment Objective
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Inception Date
30th August, 2018
Fund Manager
Mr. V Srivatsa (Equity Portion) - B.Com., ACA, CWA, PGDM (IIM-I)
Mr. Sunil Madhukar Patil (Debt Portion), M.com.,MFM
Fund AUM
Fund size monthly average : 265.75 Crore
Closing AUM : 268.96 Crore
High/Low NAV in the month
High Growth Option : 13.2747
Low Growth Option : 12.9811
Total expense ratio (%)
Regular : 1.53
Direct : 0.70
Minimum Investment Amount
Growth: 5000/-
IDCW: 5000/-
No. of Unit Holding Accounts 14,124
Portfolio Parameters Weighted Average Maturity : 1.70 yrs
Yield to Maturity : 4.24%
Modified Duration : 0.94 yrs
Portfolio Turnover Ratio (Annual) : 4.26
Market Capitalisation (%)
Large
Mid
Small
Equity Portion
97
-
3
Load Structure
Entry Load : Nil
Exit Load (A) Redemption / Switch out within 12 months from the date of allotment –
(i) upto 10% of the allotted Units – NIL
(ii) beyond 10% of the allotted Units - 1.00 %
(B) Redemption / Switch out after 12 months from the date of allotment – NIL
NAV per unit as on 30th November, 2021
Regular Growth Option 12.9811
Regular IDCW Option 12.9811
Direct Growth Option 13.3784
Direct IDCW Option 13.3784
Plans/Options (Regular/Direct)
(i) Growth Option
(ii) IDCW Option with Payout & Reinvestment Facility
(iii) Monthly IDCW Option with Payout Facility
(iv) Monthly IDCW Option with Reinvestment Facility
(v) Quarterly IDCW Option with Payout Facility
(vi) Quarterly IDCW Option with Reinvestment Facility
Benchmark Index
CRISIL Equity Savings Index
SIP/SWP/STRIP Digital Factsheet - Checkbox Image
Fund Size 265.75 Crore (Monthly Average as on 30/11/2021)
Overweight (Top 5)
% of Nav
Underweight (Top 5)
% of Nav
HDFC Bank Ltd.
2.84
Hindustan Unilever Ltd.
-0.01
ICICI Bank Ltd
2.38
JSW Steel Ltd.
-0.01
HDFC Ltd.
2.37
Ambuja Cements Ltd.
0.31
State Bank Of India
2.28
Sun Pharmaceuticals Industries Ltd.
0.40
ITC Ltd.
2.27
Tata Steel Ltd.
0.43
Portfolio
% of Nav
Rating
Futures
Equity
HDFC Ltd.
7.58
-5.21
Infosys Ltd.
6.51
-5.14
Reliance Industries Ltd.
6.09
-4.44
Grasim Industries Ltd.
5.85
-4.72
Axis Bank Ltd.
3.26
-1.70
HDFC Bank Ltd.
2.84
ICICI Bank Ltd
2.38
State Bank Of India
2.28
ITC Ltd.
2.27
JSW Steel Ltd.
2.23
-2.24
SBI Life Insurance Company Ltd.
2.14
-2.14
Larsen & Toubro Ltd.
2.07
Bharti Airtel Ltd.
1.96
Aurobindo Pharma Ltd.
1.94
-0.99
Tata Steel Ltd.
1.75
-1.33
Hindustan Unilever Ltd.
1.40
-1.40
Power Grid Corporation Of India Ltd
1.23
Hindalco Industries Ltd.
1.11
-1.11
Oil & Natural Gas Corporation Ltd.
1.09
-0.37
Mahindra & Mahindra Ltd.
0.97
Maruti Suzuki India Ltd.
0.97
NTPC Ltd.
0.97
Tata Motors Ltd.
0.95
Dr Reddy's Laboratories Ltd.
0.92
Wipro Ltd.
0.88
Cipla  Ltd.
0.87
HCL Technologies Ltd.
0.77
GAIL (India) Ltd.
0.76
Bajaj Auto Ltd.
0.64
Sun Pharmaceuticals Industries Ltd.
0.40
Ambuja Cements Ltd.
0.31
Dabur India Ltd.
0.25
-0.25
CP / CDs
HDFC Bank Ltd.
3.68
CARE A1+
Govt Securities
5.63% GS MAT - 12/04/26
5.57
SOV
GOI FRB - MAT 22/09/2033
1.88
SOV
Long Term Debt
NTPC Ltd.
2.04
CRISIL AAA
Indian Hotels Company Ltd.
0.87
CARE AA
Jamnagar Utilities & Power Pvt Ltd. ^
0.76
CRISIL AAA
Net Current assets
19.56
Total
100.00

Top 10 scrips in the portfolio
^ Mukesh Ambani Promoter Group Company.

% of Top 10 Stocks
20.77
Median Market Cap ( Cr) 
2,93,162
Weighted Average Market Cap 
3,80,092
Number of Securities 
33
All figures given are provisional and unaudited.
Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
Period
NAV Growth (%)
CRISIL Equity
Savings Index (%)
CRISIL 10
Year Gilt Index (%)
NAV Growth 
()
CRISIL Equity
Savings Index ()
CRISIL 10
Year Gilt Index
()
1 Year
16.96
14.34
2.35
11,696
11,434
10,235
3 Years
9.31
11.58
7.83
13,064
13,896
12,540
Since inception*
8.35
10.27
8.53
12,983
13,746
13,053

Different plans have a different expense structure. The performance details provided herein are of regular plan.
The current fund manager is managing the scheme since August-2018
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in Please click here in ‘Fund Manager Summary’.
Schemes Managed by Mr. V Srivatsa is & Mr. Sunil Madhukar Patil.
The performance of the benchmark is calculated using total return index variant of the benchmark index. The above scheme is in existence for less than 5 years.

Period
Investment Amount ()
Value- Fund ()
CRISIL Equity
Savings Index ()
CRISIL 10
Year Gilt
Index
()
Yield (%) Fund
Yield (%)
CRISIL Equity
Savings Index
Yield (%)
CRISIL 10 Year
Gilt Index
1 Year
120,000
127,766
127,128
121,707
12.23
11.21
2.65
3 Years
360,000
435,557
439,716
391,028
12.78
13.44
5.45
Since inception
390,000
474,840
481,692
429,933
12.16
13.08
5.94

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.

* The fund may invest up to 50% of its debt portfolio in securitized debt.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.

  • Long-term capital appreciation and income
  • Investment in equity & equity related instruments, arbitrage opportunities, and investments in debt money market opportunities.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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