UTI INDIA CONSUMER FUND

Thematic – Lifestyle | (Erstwhile UTI India Lifestyle Fund) An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption. | Data as on 30 November 2021

Investment Objective
The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.
However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Inception Date
30th July, 2007
Fund Manager
Mr. Vishal Chopda, CFA, BE, PGDM
Managing the scheme since Aug-2019
Fund AUM
Fund size monthly average : 373.10 Crore
Closing AUM : 370.57 Crore
High/Low NAV in the month
High Growth Option : 41.5723
Low Growth Option : 39.4336
Total expense ratio (%)
Regular : 2.89
Direct : 2.16
Minimum Investment Amount
Growth, IDCW: 5,000/-
Plans/Options (Regular / Direct)
Growth option IDCW option with Payout and Reinvestment
No. of Unit Holding Accounts 47,158
Market Capitalisation (%)
Large
Mid
Small
Fund
65
15
20
Benchmark
92
8
-
Load Structure
Entry Load: Nil
Exit Load : < 30 days – 1%;≥ 30 days – Nil
NAV per unit as on 30th November, 2021
Regular Growth Option 39.7008
Regular IDCW Option 34.7040
Direct Growth Option 41.6982
Direct IDCW Option 36.6063
Benchmark Index
Nifty India Consumption
SIP/SWP/STRIP
Digital Factsheet - Checkbox Image
Fund Size 373.10 Crore (Monthly Average as on 30/11/2021)
Overweight (Top 5)
% of Nav
Underweight (Top 5)
% of Nav
ICICI Bank Ltd
2.41
ITC Ltd.
-5.90
Sheela Foam Ltd.
2.38
Mahindra & Mahindra Ltd.
-4.67
HDFC Bank Ltd.
2.30
Hindustan Unilever Ltd.
-4.07
Aditya Birla Fashion & Retail Ltd.
2.20
Apollo Hospitals Enterprise Ltd.
-3.34
Metropolis Healthcare Ltd
1.95
Tata Consumer Products Ltd
-2.72
UTI India Consumer Fund (Formerly known as UTI India Lifestyle Fund)
Year
IDCW 
Rs. Per unt
NAV (Cum Div )
Face Value (per unit)
NAV Date
Record Date
2015
12.00%
1.20
19.1601
10.00
16-09-2015
24-09-2015
2021
20.00%
2.00
29.4591
10.00
01/03/2021
08/03/2021

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)

Equity
% of NAV
Bharti Airtel Ltd.
8.41
Asian Paints Ltd.
6.45
Maruti Suzuki India Ltd.
5.53
Hindustan Unilever Ltd.
4.88
Avenue Supermarts Ltd.
4.07
Nestle India Ltd.
4.03
ITC Ltd.
3.79
Godrej Consumer Products Ltd
3.36
Titan Company Ltd.
3.08
Dabur India Ltd.
3.05
Crompton Greaves Consumer Electricals Ltd.
2.78
Marico Ltd.
2.76
Eicher Motors Ltd
2.69
Jubilant Food Works Ltd
2.46
ICICI Bank Ltd
2.41
Sheela Foam Ltd.
2.38
HDFC Bank Ltd.
2.30
Aditya Birla Fashion & Retail Ltd.
2.20
United Breweries Ltd.
1.95
Metropolis Healthcare Ltd
1.95
Bajaj Finance Ltd.
1.89
Radico Khaitan Ltd.
1.88
Zomato Ltd
1.85
Phoenix Mills Ltd
1.79
Relaxo Footwears Ltd
1.75
FSN E-Commerce Ventures (Nykaa) Ltd
1.65
Procter & Gamble Hygiene & Hel Care Ltd.
1.62
Barbeque Nation Hospitality Ltd
1.61
Orient Electric Ltd
1.57
Page Industries Ltd
1.55
Others
6.64
Net Current Assets
5.67
TOTAL
100.00
% of top 10 stocks 
46.65
Median Market Cap ( Cr) 
1,20,040
Weighted Average Market Cap 
1,95,827
Number of Securities 
35
All figures given are provisional and unaudited.
Quantitative Indicators
Fund
Benchmark
Beta
0.91
1
Standard Deviation (Annual)
17.98%
18.96%
Sharpe ratio
0.71%
Portfolio Turnover Ratio (Annual)
0.28
P/B
18.29
16.61
P/E
60.26
55.25
RoE
22.28
21.97
Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
Period
NAV Growth (%)
Nifty India
Consumption (%)
Nifty 50 (%)
NAV Growth  ()
Nifty India
Consumption ()
Nifty 50 ()
1 Year
38.78
31.67
32.49
13,878
13,167
13,249
3 Years
16.12
13.80
17.38
15,664
14,743
16,180
5 Years
14.66
15.75
17.04
19,825
20,786
21,971
Since inception*
10.09
13.12
11.11
39,719
58,638
45,338

Different plans have a different expense structure. The performance details provided herein are of regular plan.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here in ‘Fund Manager Summary’. Schemes Managed by Mr. Vishal Chopda.
The performance of the benchmark is calculated using total return index variant of the benchmark index.

Period
Investment Amount ()
Value- Fund ()
Nifty India
Consumption ()
Nifty 50 ()
Yield (%)
Fund
Yield (%)
Nifty India
Consumption
Yield (%)
Nifty 50
1 Year
120,000
141,598
135,832
133,973
35.02
25.37
22.30
3 Years
360,000
518,638
494,829
513,194
25.22
21.80
24.45
5 Years
600,000
913,399
886,821
944,147
16.83
15.63
18.19
7 Years
840,000
1,394,699
1,396,229
1,478,007
14.23
14.26
15.86
10 Years
1,200,000
2,430,662
2,610,919
2,624,023
13.53
14.86
14.95
15 Years
 
NA 
 
NA 
 
NA 
 
NA 
NA
NA
NA
Since inception
1,710,000
4,621,423
5,382,924
4,788,799
12.93
14.81
13.37

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. Past performance may or may not be sustained in future.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.

  • Long term capital growth
  • Investment in equity instruments of companies that are expected to benefit from the changing consumer aspirations, changing lifestyle and growth of consumtion

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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