UTI BANKING AND FINANCIAL SERVICES FUND

Sectoral – Banking & Financial | (Erstwhile UTI Banking Sector Fund)
An open ended equity scheme investing in Banking & Financial Services Sector. | Data as on 30 November 2021

Investment Objective
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.
However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Inception Date
7th April, 2004
Fund Manager
Mr. Amit Premchandani, PGDM (IIM Indore), CA, CFA
Managing the scheme since June-2014
Fund AUM
Fund size monthly average : 763.18 Crore
Closing AUM : 719.44 Crore
High/Low NAV in the month
High Growth Option : 125.1263
Low Growth Option : 113.9891
Total expense ratio (%)
Regular : 2.68
Direct : 1.33
Minimum Investment Amount
Growth, IDCW: 5,000/-
Plans/Options (Regular / Direct)
Growth option IDCW option with Payout and Reinvestment
No. of Unit Holding Accounts 60,717
Market Capitalisation (%)
Large
Mid
Small
Fund
84
7
9
Benchmark
98
2
-
Load Structure
Entry Load : Nil
Exit Load : < 30 days – 1%; ≥ 30 days – Nil
NAV per unit as on 30th November, 2021
Regular Growth Option 113.9891
Regular IDCW Option 44.3639
Direct Growth Option 124.8773
Direct IDCW Option 48.8747
Benchmark Index
Nifty Financial Services
SIP/SWP/STRIP
Digital Factsheet - Checkbox Image
Fund Size 763.18 Crore (Monthly Average as on 30/11/2021)
Overweight (Top 5)
% of Nav
Underweight (Top 5)
% of Nav
State Bank Of India
3.13
HDFC Ltd.
-11.22
RBL Bank Ltd.
3.05
Kotak Mahindra Bank  Ltd.
-4.84
Axis Bank Ltd.
2.78
Bajaj Finance Ltd.
-4.77
PB Fintech Ltd
2.59
HDFC Life Insurance Company Ltd.
-2.21
IndusInd Bank Ltd.
2.15
Bajaj Finserv Ltd.
-1.47
UTI Banking and Financial Fund (Formerly known as UTI Banking Sector Fund) IDCW Declared
Year
IDCW 
Per unt
NAV (Cum Div )
Face Value (per unit)
NAV Date
Record Date
2005
25%
2.50
15.62
10.00
22-09-2005
29-09-2005
2007
35%
3.50
19.02
10.00
23-05-2007
30-05-2007
2009
22%
2.20
19.04
10.00
04-09-2009
11-09-2009
2010
10%
1.00
22.78
10.00
24-06-2010
01-07-2010
2011
25%
2.50
24.20
10.00
27-01-2011
03-02-2011
2011
25%
2.50
21.82
10.00
04-05-2011
09-05-2011
2015
25%
2.50
31.8833
10.00
16-07-2015
23-07-2015
2016
25%
2.50
30.6179
10.00
03-08-2016
10-08-2016

The scheme IDCW details under regular plan.
Disclaimer: Pursuant to payment of Dividend/Bonus, the Nav of the income distribution cum capital withdrawal options of the schemes would fall to the extent of payout and statutory levy (if applicable)

Equity
% of NAV
HDFC Bank Ltd.
21.59
ICICI Bank Ltd
16.88
State Bank Of India
9.28
Axis Bank Ltd.
8.66
HDFC Ltd.
5.57
Kotak Mahindra Bank  Ltd.
5.18
SBI Life Insurance Company Ltd.
3.29
RBL Bank Ltd.
3.05
PB Fintech Ltd
2.59
ICICI Lombard General Insurance Company Ltd
2.40
ICICI Prudential Life Insurance Company Ltd
2.27
Bajaj Finserv Ltd.
2.16
IndusInd Bank Ltd.
2.15
Cholamandalam Investment & Finance Company Ltd
1.91
Bajaj Finance Ltd.
1.70
Federal Bank Ltd.
1.69
Karur Vysya Bank Ltd.
1.52
ICICI Securities Ltd.
1.27
DCB Bank Ltd
1.25
Equitas Holdings Ltd
1.18
Computer Age Management Services Ltd
0.96
Mahindra & Mahindra Fin.Ser.Ltd.
0.86
Creditaccess Grameen Ltd
0.70
Canfin Homes Ltd.
0.49
Aditya Birla Sun Life AMC Ltd
0.25
Net Current Assets
1.15
TOTAL
100.00
% of top 10 stocks 
78.48
Median Market Cap ( Cr) 
4,17,862
Weighted Average Market Cap 
3,95,431
Number of Securities 
25
All figures given are provisional and unaudited.
Quantitative Indicators
Fund
Benchmark
Beta
0.98
1
Standard Deviation (Annual)
28.89%
28.77%
Sharpe ratio
0.16%
Portfolio Turnover Ratio (Annual)
0.20
P/B
3.81
4.48
P/E
29.54
33.93
RoE
13.28
13.53
Fund Performance Vs Benchmark (CAGR) as on 30th November, 2021 Growth of 10000
Period
NAV Growth (%)
Nifty
Financial
Services (%)
Nifty 50  (%)
NAV Growth 
()
Nifty
Financial
Services
()
Nifty 50 ()
1 Year
24.35
23.32
32.49
12,435
12,332
13,249
3 Years
8.10
15.81
17.38
12,635
15,539
16,180
5 Years
9.66
18.90
17.04
15,862
23,775
21,971
Since inception*
14.77
18.47
14.87
113,916
199,501
115,682

Different plans have a different expense structure. The performance details provided herein are of regular plan.
# The Benchmark Index of UTI -Banking Sector Fund is Changed From S&P CNX Banks to CNX Bank index with effect from May 13 2010
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed Please click here in ‘Fund Manager Summary’. Schemes Managed by Mr. Amit Premchandani.
The performance of the benchmark is calculated using total return index variant of the benchmark index.

Period
Investment Amount ()
Value - Fund
()
Nifty
Financial
Services ()
Nifty 50 ()
Yield (%) Fund
Yield (%)
Nifty Financial
Services
Yield (%)
Nifty 50
1 Year
120,000
127,220
128,818
133,973
11.35
13.92
22.30
3 Years
360,000
452,832
485,912
513,194
15.49
20.49
24.45
5 Years
600,000
757,326
924,795
944,147
9.25
17.34
18.19
7 Years
840,000
1,172,502
1,524,871
1,478,007
9.37
16.73
15.86
10 Years
1,200,000
2,125,887
2,964,219
2,624,023
11.01
17.22
14.95
15 Years
1,800,000
4,617,270
6,889,937
5,236,941
11.64
16.27
13.11
Since inception*
2,040,000
6,525,438
10,203,098
7,160,468
12.44
16.87
13.37

Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 10,000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.*Since inception for above mentioned schemes is taken for the period December 2004 to November 2021 (Since SIP facility was introduced in November 2004. Past performance may or may not be sustained in future.

*Investors should consult their Mutual Fund Distributor if in doubt about whether the product is suitable for them.

  • Long term capital appreciation
  • Investment predominantly in equity and equity related securities of companies engaged in banking and financial services activities.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

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